CALCULATORS

Do the maths yourself

“Good decisions start with clear figures.”

Two calculators for buyers and sellers in Düsseldorf and NRW. Everything is calculated directly in your browser; no data is stored or transmitted.

FOR BUYERS

Purchase costs calculator NRW

Asking price (€)

Buyer’s commission (%)

Notary and land register (%)

Real estate transfer tax in NRW: 6.5%. Since 2020, the agent’s commission has generally been shared between buyer and seller. Notary and land register usually cost 1.5 to 2%.

Real estate transfer tax (6.5%)–

Notary and land register–

Agent’s commission–

Total additional costs–

Total costs–

That is – on top of the asking price. Banks usually do not finance additional purchase costs, so they should be covered from your own funds.

All information without guarantee. Non-binding estimate; no liability for the accuracy of the results. I accept no liability for the content of linked third-party pages. Disclaimer

FOR SELLERS

Ten-year holding period calculator

Purchase date according to the notarial contract

How is the property used?

Under § 23 of the German Income Tax Act (EStG), private sales are tax-free if more than ten years have passed between purchase and sale. The date of the notarial contract applies in each case.

Enter purchase date

Tax-free sale from–

Enter the date of the purchase contract.

All information without guarantee. Non-binding estimate; no liability for the accuracy of the results. I accept no liability for the content of linked third-party pages. Disclaimer

All calculators provide guide values and do not replace tax, legal or financing advice. Assumptions as of: October 2026.

FREQUENTLY ASKED QUESTIONS

Briefly explained

How high are the additional purchase costs in NRW?

In North Rhine-Westphalia, 6.5% real estate transfer tax applies, plus around 1.5 to 2% for notary and land register and, if an agent is involved, usually 3.57% buyer’s commission. In total, this often amounts to around 10 to 12% of the asking price.

When is the sale of a property tax-free?

If more than ten years have passed between purchase and sale, or if you have lived in the property yourself in the year of sale and the two preceding years. For an inherited property, the purchase date of the deceased counts.

Would you like to know exactly?

I will go through the figures for your property with you personally, free of charge and without obligation.

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